- Fast & Hassle-Free Approval
- Competitive Interest Rates
- 100% Transparent Process
A car loan helps you purchase your dream car—new or used—with flexible financing options. Whether you're buying your first car or upgrading to a new model, our car loans offer competitive interest rates, easy approval, and flexible EMI plans to make your car ownership journey smooth and affordable.
Finance your brand-new car from any authorized dealer with attractive loan amounts up to 90% on-road price.
Get financing for pre-owned cars with flexible terms and competitive rates for quality used vehicles.
Refinance your existing car loan at lower interest rates and reduce your monthly EMI burden significantly.
Get additional funds on your existing car loan for repairs, upgrades, or other personal needs.
Get up to 90% financing on new cars and 80% on used cars with minimal down payment requirements.
Choose repayment periods from 1 to 7 years based on your budget and monthly cash flow convenience.
Get same-day approval and quick disbursal so you can drive home your dream car without delay.
Finance any car brand—hatchback, sedan, SUV, or luxury vehicle—new or used, from any dealer.
Enjoy the freedom to foreclose your car loan anytime without any prepayment penalties or hidden fees.
Get dedicated support from our car loan experts at every stage—from application to final disbursal.
You can apply for a Car Loan if you meet the following criteria:
Age of Applicant: 21 to 65 years
Salaried employees or self-employed individuals
Minimum monthly income: ₹15,000 to ₹25,000 (varies by lender)
Good credit score (600+ preferred, 700+ for best rates)
Stable employment or business with regular income
Valid driving license and car registration/invoice (for used cars)
Salaried employees and self-employed individuals aged 21–65 years with stable income, good credit score (600+), and valid identity/income documents are eligible for a car loan.
Required documents include KYC documents (Aadhaar, PAN, Driving License), income proof (salary slips/ITR), bank statements, passport-size photos, and car quotation/invoice.
After approval and document verification, car loans are typically disbursed within 24 to 48 hours, allowing you to purchase your car quickly.
Yes, we offer loans for used cars (typically up to 5-7 years old) with financing up to 80% of the car's current market value, subject to inspection and valuation.
Most lenders offer zero or minimal prepayment charges after 6-12 months. Check your loan agreement for specific prepayment terms and conditions.
