- Instant Policy Issuance
- Best Premium Rates
- 100% Transparent Process
Get comprehensive health insurance that covers hospitalization, surgery, pre and post-hospitalization expenses, daycare treatments, and critical illnesses. With instant policy issuance, cashless treatment at 10,000+ network hospitals nationwide, and no medical check-up for young applicants, secure your family's health with affordable premiums.
Comprehensive coverage for individuals with hospitalization, surgery, and pre/post-hospitalization benefits.
Single policy covering entire family with shared sum insured, offering cost-effective comprehensive protection.
Lump sum payout on diagnosis of critical illnesses like cancer, heart attack, stroke, kidney failure, etc.
Specialized health coverage for senior citizens (60+ years) with higher sum insured and pre-existing disease cover.
Get treated at 10,000+ network hospitals without paying upfront—completely cashless with direct billing to insurer.
Covers hospitalization, surgery, ICU, ambulance, pre/post-hospitalization expenses, daycare treatments, and more.
Save up to ₹25,000 (₹50,000 for senior citizens) on premium payments under Section 80D of Income Tax Act.
Renew your policy for life with guaranteed coverage and no upper age limit for policy continuation.
Get rewarded with increased sum insured (up to 100%) for every claim-free year without extra premium.
Coverage for pre-existing conditions like diabetes, hypertension after waiting period (typically 2-4 years).
Get complete protection for your health and medical expenses with our comprehensive plans:
Hospitalization expenses (room rent, ICU, surgery, doctor fees)
Pre-hospitalization (60 days) and post-hospitalization (90 days) expenses
Daycare procedures (dialysis, chemotherapy, cataract surgery, etc.)
Ambulance charges and emergency medical evacuation
AYUSH treatment (Ayurveda, Yoga, Unani, Siddha, Homeopathy)
Optional add-ons: Maternity, critical illness, personal accident, OPD cover
Recommended sum insured is ₹5-10 lakhs for individuals and ₹10-25 lakhs for families, depending on city, age, and medical history. Higher coverage offers better protection.
Yes, but after a waiting period of 2-4 years (varies by insurer and condition). Some plans offer reduced waiting periods with higher premiums.
For cashless: Get pre-authorization from network hospital. For reimbursement: Pay bills, submit claim form with discharge summary, bills, and reports within 15-30 days.
Initial 30 days (except accidents), 1-2 years for specific diseases (hernia, cataract, etc.), 2-4 years for pre-existing conditions. Emergency hospitalization is covered from day one.
Yes, you can port to any insurer at renewal without losing accrued benefits like waiting period credits and NCB. Apply 45 days before expiry for seamless transfer.
